Government interest rates

So if the government rate rises, the prices of all other investments must adjust downward, to a level that brings their expected rates of return into line. Conversely, if government interest rates fall, the move pushes the prices of all other investments upward.

The luckiest person in history

Our system unleashes people’s potential. And we’ve got 312 million people that want to do better tomorrow than today. Over time, that works. This country goes forward, and it’ll continue to go forward. The luckiest person in history on a probability basis is the baby being born in the United States today.

Human potential is far from exhausted

Tomorrow is always uncertain. Don’t let that reality spook you. Throughout my lifetime, politicians and pundits have constantly moaned about terrifying problems facing America. Yet our citizens now live an astonishing six times better than when I was born. The prophets of doom have overlooked the all-important factor that is certain : human potential is far from exhausted, and the American system for unleashing that potential – a system that has worked wonders for over two centuries despite frequent interruptions for recessions and even a Civil War – remain alive and effective.

Cash

Today people who hold cash equivalents feel comfortable. They shouldn’t. They have opted for a terrible long-term asset, one that pays virtually nothing and is certain to depreciate in value.