Active investor

If you are not going to be an active investor – and very few should try to do that – then they should just stay with index funds. Any low-cost index funds. And they should buy it over time. They’re not going to be able to pick the right price and the right time. What they want to do is avoid the wrong price and the wrong stock. You just make sure you own a piece of American business, and you don’t buy all at one time.